Sales Phone:
8768 Route 434, Apalachin, NY 13732
  • Appraise Your Trade
  • 30 Second Credit Application
  • Pre-Owned Inventory
  • Pre-Owned Specials

    Perhaps the most important step in the car buying process is the loan itself. Your credit rating and the monthly payment you can afford is has a direct impact on what car and options you can purchase. What you’re buying also has an effect on the terms of the loan. The price of the car, your trade-in value, down payment and whether it’s new or used will also have an impact on the interest rate and the length of the loan.

    Before undertaking a major purchase such as a house or car it’s a good idea to take a look at the credit reports and scores from all three agencies. You’ll want to be sure there are no errors, and if you’ve had some difficulties in the past you’ll want to be prepared to explain the circumstances that lead to them. Under federal law, you’re entitled to a free copy of your credit report from each agency once a year. However, credit scores don’t fall under that requirement. But the cost of obtaining your score from isn’t expensive and worth doing so you know what to expect when shopping for a loan.

    Monday - Friday
    Hours: 9:00 AM - 7:00 PM

    Hours: 9:00 AM - 4:00 PM

    Appointment Only

    Sales Manager:
    Chad Kies: 607-625-2250
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    Used Cars Finance Rates NY | Used Cars Financing Deals Binghamton

    Welcome to Jeff Kies Auto Sales's Finance Department! Just as the process of selecting a vehicle is important, deciding how to finance the purchase is equally important. An informed decision can save you a lot of money-your money. Several factors will affect that decision, including your credit rating, the available interest rate, how large a monthly payment you can afford and whether you lease or buy. Our finance professionals are here to guide you through the decision making process.

    Used Cars Leasing

    Leasing offers an alternative to traditional financing with some key advantages. You can drive more car for less money; lease terms are typically shorter than car loans, so you can drive a new car more often. Jeff Kies Auto Sales is always running great Used Cars leasing programs. We custom tailor the payments and terms, as well as give you the right amount of mileage allowance to fit your driving needs. Whether you live in the Binghamton area, or anywhere in New York, Jeff Kies Auto Sales has the lease for you. For the latest in available KIA Honda Ford Toyota Dodge Cadillac leasing programs, call us at 607-625-2250. Find out all about our Used Cars Finance Rates NY.

    Jeff Kies Auto Sales, Binghamton Used Cars Finance Specials

    Whether you're buying a new or used vehicle, you want the best financing deal you can get without confusion and anxiety. Jeff Kies Auto Sales is here with competitive rates and affordable payments with various terms to make financing simple and worry free. Whether you're buying the popular Sonata or the versatile Optima, we can make financial arrangements to suit your budget. Our principle is this: We combine selection, competitive pricing, affordable financing and excellent service to win your business. So why go anywhere else? Talk to a friendly Jeff Kies Auto Sales sales consultant to find out about all the Used Cars Financing Deals Binghamton has to offer.

    It doesn't matter whether you have bad credit or sterling credit, the Jeff Kies Auto Sales Finance Department offers competitive interest rates and various terms to bring you an affordable payment. We know your vehicle can be a big expense and after making a good deal, you want to keep those savings when it comes to the loan. We finance buyers from throughout the Binghamton area and across New York. New or used, Jeff Kies Auto Sales can match you with the right car and with the right financing.

    New and Used Used Cars Dealership Serving:

    Apalachin, NY
    Binghamton, NY
    Syracuse, NY
    Elmira, NY
    Scranton, PA
    Albany, NY
    Ithaca, NY
    Wilkes-Barre, PA
    Rochester, NY
    Buffalo, NY
    Watertown, NY

    Explore our Used Cars Finance Services Including:

    Used Cars Financing
    KIA Finance Specials
    Honda Bad Credit Loans
    Honda Finance Rates
    Toyota Financing Deals
    Toyota Bad Credit Auto Loan
    Ford Interest Rates
    Chevrolet Leasing Options
    Hyundai Financing Interest Rates
    Used Cars Special Financing
    Used Cars Well Qualified Buyers
    Used Cars Leasing Programs
    Dodge Financing Rates